The Insurance (Amendment) Regulations,2004.

pro rata condition of average, except where the contract is renewed on similar terms and conditions as the expired contract, the insurer shall, before the insured enters into the contract and before the renewal of the contract, notify the insured in writ

1 of 2016 - The Insurance (Amendment) Act

pro rata condition of average (average clause) the following policy types issued by us contain a pro rata condition of average (average clause): (list policy types) where a policy contains an average clause, this should be indicated clearly on the cove